Accueil >
Funding care > PIP payments and care home fees for seniors
The Personal Independence Payment (PIP) is a financial benefit provided by the Department for Work and Pensions (DWP) to support individuals with long-term health conditions or disabilities. Whether you're dealing with mobility issues, chronic illness, or a mental health condition, PIP can offer crucial financial aid to help with daily living and transportation costs.
Personal Independence Payment (PIP) is a disability benefit in the UK designed to help individuals cover additional living costs due to a long-term physical or mental health condition or disability.
PIP consists of two components:
You do not need a formal diagnosis to apply for PIP, but you must provide medical evidence showing how your condition affects your daily life and mobility.
Find YOUR ideal care home NOW!
The DWP does not provide a strict list of qualifying conditions for PIP. Instead, eligibility is based on how the condition affects your daily life and mobility.
Here are the most common medical conditions that PIP claimants have:
Medical Condition | Number of Claimants (Oct 2024) | Percentage of Total Claims |
---|---|---|
Psychiatric disorders (e.g., depression, anxiety, mood disorders) | 1,406,044 | 38.41% |
Musculoskeletal diseases (general) (e.g., osteoarthritis, joint pain) | 691,426 | 18.89% |
Neurological diseases (e.g., epilepsy, multiple sclerosis, neuropathy) | 470,380 | 12.85% |
Musculoskeletal diseases (regional) (e.g., back pain, shoulder injuries) | 434,670 | 11.88% |
Respiratory diseases (e.g., asthma, pulmonary fibrosis) | 138,534 | 3.79% |
Other conditions that may qualify include:
While these conditions may qualify, the DWP assesses each claim individually based on how the condition impacts daily activities.
PIP rates increased by 6.7% for the 2024/2025 financial year. Payments are made monthly unless you have a terminal illness, in which case you receive payments weekly.
Component | Standard Weekly Rate | Enhanced Weekly Rate |
---|---|---|
Daily Living | £72.65 | £108.55 |
Mobility | £28.70 | £75.75 |
If you receive both the standard daily living and mobility components, you’ll get £439.18 per month.
If you receive both the enhanced daily living and mobility components, you’ll receive £798.63 per month.
To apply for PIP, follow these steps:
If your PIP claim is denied, you can request a mandatory reconsideration or appeal the decision.
Overlooked Factor | Why It Matters for PIP | Tips for Applicants |
---|---|---|
Fluctuating Conditions | PIP considers how your condition affects you more than 50% of the time—not just on your worst or best days. | Keep a 7-day symptom diary to support your claim. |
Mental Health Impact | Even physical conditions may affect cognition, motivation, or anxiety levels—relevant for the Daily Living component. | Mention psychological impacts clearly in your application form. |
Need for Supervision | PIP doesn’t just cover physical help—if you need monitoring to stay safe, that qualifies. | Document if someone needs to watch over you (e.g., during cooking, bathing). |
Assistive Devices | Using aids like walking frames or memory reminders can still count as needing help. | List all assistive tools and why you use them in daily life. |
Impact on Social Participation | Isolation due to disability may strengthen your PIP claim, especially for mental health conditions. | Describe how your condition limits your ability to go out or interact socially. |
Yes, but you must provide evidence showing how your condition affects your daily life and mobility.
No, PIP is not means-tested, so income and savings do not impact eligibility.
It can take up to 3 months for the DWP to process your claim.
Yes, employment status does not affect eligibility.
No, you can only claim one – PIP is for those under the State Pension age, while Attendance Allowance is for those over it.
There is no automatic qualification, but conditions like Parkinson’s disease, multiple sclerosis, severe arthritis, dementia, and terminal illnesses often make it easier to meet the PIP criteria if supported by strong medical evidence.
To improve your chances:
Provide detailed medical evidence.
Explain how your condition impacts your day-to-day activities.
Include letters from GPs, specialists, carers, or social workers.
Be honest and thorough during the PIP assessment.
< h3 >Can I claim PIP for arthritis or back pain?
Yes, if these conditions restrict your ability to move around, cook, dress, wash, or manage medication, you may qualify for PIP. Medical evidence is essential.
Yes, receiving the enhanced rate of the mobility component of PIP usually qualifies you for a Blue Badge, giving access to disabled parking spaces.
In many regions, yes. Local councils often grant free or discounted bus travel to people on PIP, especially those with the mobility component.
Yes, if you receive the enhanced mobility rate, you can join the Motability Scheme to lease a car, scooter or powered wheelchair.
You can ask for a mandatory reconsideration within 1 month. If still unsuccessful, you may appeal to a tribunal. Many appeals are successful when supported with additional evidence.
Awards usually last between 2 and 10 years, depending on your condition. Some are ongoing, but the DWP may still review them periodically.
Does PIP stop when you reach State Pension age?
No, if you already receive PIP before State Pension age, payments can continue. However, you cannot make a new claimfor PIP once you reach State Pension age – instead, you may be eligible for Attendance Allowance.
Senior Home Plus offers free personalized guidance to help you find a care facility that suits your health needs, budget, and preferred location in the UK.
Call us at 0203 608 0055 to get expert assistance today.
Find a suitable care home for your loved one